The only difference is each company’s strategy of handling claims. Even if you don’t see your insurer listed here, the rules and laws are mostly the same. And your appeal is your last chance to include evidence in your case, so a mistake here can be catastrophic.īelow is a list of the most common ERISA Long Term Disability insurance companies. Time is running out as you generally only have 180 days to file your appeal. You have to make sure your application for LTD benefits is accurate and complete.Īnd if your claim has already been denied, call us immediately. So they will use anything, no matter how flimsy, as a reason to deny your claim. Insurance companies make their billions of dollars by paying out less money than they accept in premiums. Our firm focuses exclusively in fighting insurance companies. Let me tell you something: Insurance companies rarely do the right thing. Your family’s well-being is now in the hands of an insurance claims administrator, and you hope they do the right thing. He can be reached at (888) 321-8131.You are suffering from a disability, and file an insurance claim with your long term disability insurance company. Ortiz has experience in handling claims that have been denied by Matrix. You should contact an experienced law firm like the Ortiz Law Firm to discuss your rights. If your long term disability claim is denied or terminated by Matrix Absence Management, you have legal rights. Given this background, we see that Matrix will manage a long term disability claim until the claim is resolved or the employee returns to work. Again, a TPA is usually not the plan administrator.

A third-party administrator is a person or entity that adjudicates disability claims. However, the plan administrator is almost always the employer, not a TPA or an insurance company. The term “plan administrator” is often the source of confusion because it is often thought that when an employer uses a third-party administrator (TPA) to administer its plan and adjudicate claims, the TPA should be named as the plan administrator. The plan administrator is responsible for plan compliance. Matrix works closely with Reliance Standard Life Insurance Company.Ī long term disability plan administrator is typically the LTD plan sponsor or employer unless another party is designated. Matrix Absence Management (“Matrix”) is a third-party administrator that evaluates claims for long term disability (LTD).

Matrix absence management erisa